Salary status · Comfortable middle class~51th percentile · Average

$67K After Tax in Tennessee — Monthly Paycheck (2026)

$67K
gross / year
$4,608 / month take-home in Tennessee
Verdict
Comfortable middle-class income in Tennessee

Yes — $67K is a comfortable salary in Tennessee, leaving real room for savings and lifestyle.

Monthly take-home
$4,608
$55,294/yr net
Est. monthly savings
$1,534
After typical expenses
Housing pressure
Medium
Rent in Tennessee
Effective tax
17.5%
On $67,000 gross
Affordability

Where your monthly paycheck goes

Visual split of a typical single-adult budget against your take-home pay.

Low pressureMonthly flexibility · 33% of take-home
Money left after essentials
$1,534/mo
Comfortable, real savings
Rent (1BR avg)$1,35029%
Food & groceries$3788%
Transport$4329%
Utilities, health, extras$91420%
Leftover / savings$1,53433%
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Take-home pay breakdown

Gross / year
$67,000
Net / year
$55,294
Net / month
$4,608
Effective tax
17.5%

Where your paycheck actually goes

Approximate split of $67,000 gross — federal, state/provincial, social, and what lands in your account.

Federal income tax
$7,609
11%
State income tax
$0
0%
Social contributions
$4,097
6%
Take-home (net)
$55,294
83%
What this means in real life

At $67K/year in Tennessee, a single adult typically clears about $4,608/month after tax. Rent on a 1-bedroom averages $1,350, leaving roughly $3,258 for everything else. That's enough for steady savings, occasional travel, and lifestyle extras — especially outside Nashville.

Lifestyle verdict
Comfortable lifestyle

Comfortable for a single adult or couple across most of Tennessee, with steady saving and lifestyle extras. A family is doable, especially outside Nashville.

How it stacks up in Tennessee

Local median household$65,000
This salary$67,000
1.5× median$97,500

Roughly the 51th percentile of Tennessee households. Average.

Who can comfortably live on this?

Same take-home pay, three very different realities.

Single adult
Plenty

One income, one rent.

Budget: $3,074/mo
Leftover: $1,534/mo
Couple, no kids
Workable

Shared rent, two earners possible.

Budget: $4,201/mo
Leftover: $407/mo
Family (2 adults + kids)
Stretched

Bigger apartment, childcare, more food.

Budget: $5,167/mo
Short: $559/mo
Reality check

What can you actually afford in Tennessee with $67K?

A realistic monthly breakdown for a single adult — rent in Nashville, food, transport, insurance, and what's left to save. Tuned to the cost of living in Tennessee.

Net / month
$4,608
Typical spend
$3,074
67% of net
Monthly leftover
$1,534
33% saveable
Spent 67%Saved 33%
  • Rent in Nashville

    $1,350/mo
    1-bedroom, average neighborhood
  • Food & groceries

    $378/mo
    Cooking mostly, eating out 1–2×/week
  • Car & transport

    $432/mo
    Fuel, insurance, public transit
  • Health & insurance

    $288/mo
    Coverage, dental, prescriptions
  • Utilities & internet

    $176/mo
    Power, water, mobile, broadband
  • Entertainment & dining

    $198/mo
    Streaming, restaurants, weekends
  • Savings potential

    $1,534/mo
    What's left after a typical month
Lifestyle insight

With $67K in Tennessee, a single person can generally live comfortably in Nashville while still saving money monthly — enough for vacations, hobbies, and a real cushion.

People love reality. Not just taxes.

Lifestyle & affordability

What life actually looks like on this salary

Lifestyle & affordability in Tennessee

  • Context

    Rent in Nashville drives most of the affordability story

  • Context

    A car (and its insurance) is usually a fixed monthly line

  • Context

    Employer-sponsored health coverage shapes real take-home

$67K in Tennessee sits in a real-world context shaped by local rent, car dependency, and US-style health insurance costs.

$67K is a middle-of-the-road income in Tennessee — comfortable in mid-cost cities, tighter in the biggest metros.

Outside Nashville, the same paycheck typically goes 15–30% further on housing, which dramatically changes the savings picture.

Reality check

$67K works across Tennessee, with Nashville requiring the most budgeting.

Lifestyle snapshot

1-bedroom in a decent neighborhood, one car, cooking most nights, modest savings.

Reality check

How rich you actually feel

A reality-based view of $67K in Tennessee — after taxes, rent, and everyday costs.

Lifestyle classTennessee
Comfortable middle class

This salary supports a comfortable lifestyle in most Tennessee cities with room for savings and moderate flexibility.

Higher than 51% of earners · Top 49%
Financial flexibility
74/100
Healthy flexibility
Blends leftover income, rent burden, savings ability and tax weight.
Income percentile
Top 49%
in Tennessee
Higher than 51% of earners
Rent stress
29%
of take-home on typical rent
Moderate housing burden
Savings power
$1,304–$1,764/mo
$18,406/year potential
Take-home: $4,608/mo
Purchasing power
  • Comfortable solo apartment
  • Reliable car ownership
  • Dining out several times/week
  • Moderate travel flexibility
  • Luxury neighborhoods
Compare this salary

Monthly budget for a single adult in Tennessee

Comfortable: about 1534/month surplus, enough for steady savings, occasional travel, and modest extras.

Housing (rent + insurance)
$1,350
44%
Transportation
$432
14%
Groceries
$378
12%
Utilities & internet
$176
6%
Healthcare
$288
9%
Entertainment & dining
$198
6%
Misc & personal
$252
8%
Total
$3,074
Surplus / month
$1,534

Savings potential

With a typical single-adult budget, you could put away roughly $18,406/year — about 33% of take-home pay. Cheaper housing or living outside Nashville can lift this significantly.

Savings rate33%

Try your own numbers

All math runs locally in your browser — nothing is saved.

Comfortable
$
$
$
Net / month
$4,608
Leftover / month
$1,534
Rent share
29%

Tip: housing experts suggest keeping rent under 30% of take-home pay. You're at 29%.

Rent share of take-home

Average rent in Tennessee: $1,350 (1BR) · $1,600 (2BR).

1BR rent vs net monthly29%
2BR rent vs net monthly35%

Salary ladder in Tennessee

  1. $55KTight
    Take-home / mo
    $3,848
    Save
    $774/mo
    Pctl
    40th
    $760/mo

    Covers basics — little room for savings.

  2. $60KComfortable
    Take-home / mo
    $4,183
    Save
    $1,109/mo
    Pctl
    45th
    $425/mo

    Workable solo outside Nashville; tight inside it.

  3. $65KComfortable
    Take-home / mo
    $4,491
    Save
    $1,417/mo
    Pctl
    50th
    $117/mo

    Workable solo outside Nashville; tight inside it.

  4. $70KComfortable
    Take-home / mo
    $4,784
    Save
    $1,710/mo
    Pctl
    53th
    +$176/mo+$176 savings

    Workable solo outside Nashville; tight inside it.

  5. $75KComfortable
    Take-home / mo
    $5,077
    Save
    $2,003/mo
    Pctl
    56th
    +$469/mo+$469 savings

    Workable solo outside Nashville; tight inside it.

Compare

Compare this salary reality

See how $67K changes shape across nearby states and different income levels.

At a glance

How $67K compares region by region

Same income, different cost structures — quick affordability snapshot.

What changes if you earn more?

Going from $67K to $75K in Tennessee:

Take-home / month
+$469
Est. monthly savings
+$469
Rent burden
−2.7pp

Compare $67,000 across countries

Explore other salary ranges in Tennessee

Ecosystem

Plan the rest of your finances

Use this salary as the input for the rest of the toolkit — affordability, taxes, savings, debt.

Keep exploring

You may also wonder

Common follow-up questions people ask at this income level.

Related tools

Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.

Last updated: 2026. Estimates use simplified federal + state tax models and median rent figures.