ConvertMate
Salary intelligence · 2026 data

Know what your salary actually feels like.

Explore real take-home pay after taxes, rent and living costs across the US, Canada, UK and Australia — with verdicts you can trust.

Tax-aware estimatesCost-of-living adjustedUS · CA · UK · AU coverageReal monthly take-home
Avg US take-home
$4,820
/mo
Lowest tax burden
Texas
0% state
Highest housing pressure
California
$2.4k 1BR
Best salary-to-rent
Alberta
balanced

Salary scenarios at a glance

Real take-home pay and lifestyle verdicts — click any card to dive in.

Texas
$70,000
Feels like
$4,950/mo
  • No state income tax
  • Strong affordability
Low taxHigh savings
California
$100,000
Feels like
$6,100/mo
  • High salary band
  • Expensive housing markets
High salaryExpensive housing
Ontario
CA$80,000
Feels like
CA$4,750/mo
  • Moderate comfort
  • Toronto rent pressure
High rent pressure
United Kingdom
£60,000
Feels like
£3,650/mo
  • PAYE + NI deductions
  • London skews higher
Good lifestyle
Australia
A$90,000
Feels like
A$5,800/mo
  • Medicare levy included
  • Strong urban wages
Comfortable
New York
$120,000
Feels like
$7,000/mo
  • NYC rent dominates budget
  • High state + city tax
Expensive housingHigh tax

Popular salary guides

Hand-picked verdicts and take-home breakdowns people actually read.

Is $70K a good salary in Texas?

Take-home pay, rent share, and lifestyle verdict.

Salary verdict
Is $100K a good salary in California?

What six figures really buys in CA after tax.

Salary verdict
Average salary after tax in California

Typical CA paycheck after federal + state tax.

Salary verdict
Average salary after tax in Texas

No state income tax — what TX households take home.

Salary verdict
Can you live on $4,000/month in Canada?

Province-by-province affordability check.

Salary verdict
Can you live on $3,000/month in the US?

Where $3K covers rent + essentials.

Salary verdict
View all salary guides

Salary after tax by country

UK salary after taxAustralia salary after taxCanada salary after taxUS salary after tax

Explore by region

Search a state, province or city — open a region for take-home and lifestyle breakdowns.

Showing 66 regions
Alabama
US
Moderate state tax
Avg 1BR rent$1,050
Alaska
US
No state income tax
Avg 1BR rent$1,450
Arizona
US
Moderate state tax
Avg 1BR rent$1,450
Arkansas
US
Moderate state tax
Avg 1BR rent$950
California
US
Moderate state tax
Avg 1BR rent$2,100
Colorado
US
Moderate state tax
Avg 1BR rent$1,650
Connecticut
US
Moderate state tax
Avg 1BR rent$1,700
Delaware
US
Moderate state tax
Avg 1BR rent$1,350
District of Columbia
US
Moderate state tax
Avg 1BR rent$2,200
Florida
US
No state income tax
Avg 1BR rent$1,750
Georgia
US
Moderate state tax
Avg 1BR rent$1,450
Hawaii
US
Moderate state tax
Avg 1BR rent$2,100
Idaho
US
Moderate state tax
Avg 1BR rent$1,250
Illinois
US
Moderate state tax
Avg 1BR rent$1,400
Indiana
US
Moderate state tax
Avg 1BR rent$1,100
Iowa
US
Moderate state tax
Avg 1BR rent$950
Kansas
US
Moderate state tax
Avg 1BR rent$1,000
Kentucky
US
Moderate state tax
Avg 1BR rent$1,050
Louisiana
US
Moderate state tax
Avg 1BR rent$1,100
Maine
US
Moderate state tax
Avg 1BR rent$1,400
Maryland
US
Moderate state tax
Avg 1BR rent$1,700
Massachusetts
US
Moderate state tax
Avg 1BR rent$2,300
Michigan
US
Moderate state tax
Avg 1BR rent$1,150
Minnesota
US
Moderate state tax
Avg 1BR rent$1,300
Mississippi
US
Moderate state tax
Avg 1BR rent$950
Missouri
US
Moderate state tax
Avg 1BR rent$1,050
Montana
US
Moderate state tax
Avg 1BR rent$1,100
Nebraska
US
Moderate state tax
Avg 1BR rent$1,050
Nevada
US
No state income tax
Avg 1BR rent$1,500
New Hampshire
US
No state income tax
Avg 1BR rent$1,600
New Jersey
US
Moderate state tax
Avg 1BR rent$1,900
New Mexico
US
Moderate state tax
Avg 1BR rent$1,150
New York
US
Moderate state tax
Avg 1BR rent$2,100
North Carolina
US
Moderate state tax
Avg 1BR rent$1,350
North Dakota
US
Moderate state tax
Avg 1BR rent$950
Ohio
US
Moderate state tax
Avg 1BR rent$1,050
Oklahoma
US
Moderate state tax
Avg 1BR rent$1,000
Oregon
US
Moderate state tax
Avg 1BR rent$1,500
Pennsylvania
US
Moderate state tax
Avg 1BR rent$1,350
Rhode Island
US
Moderate state tax
Avg 1BR rent$1,700
South Carolina
US
Moderate state tax
Avg 1BR rent$1,300
South Dakota
US
No state income tax
Avg 1BR rent$950
Tennessee
US
No state income tax
Avg 1BR rent$1,350
Texas
US
No state income tax
Avg 1BR rent$1,450
Utah
US
Moderate state tax
Avg 1BR rent$1,400
Vermont
US
Moderate state tax
Avg 1BR rent$1,450
Virginia
US
Moderate state tax
Avg 1BR rent$1,600
Washington
US
No state income tax
Avg 1BR rent$1,800
West Virginia
US
Moderate state tax
Avg 1BR rent$950
Wisconsin
US
Moderate state tax
Avg 1BR rent$1,200
Wyoming
US
No state income tax
Avg 1BR rent$1,100
Alberta
CA
Balanced cost & wages
Avg 1BR rentCA$1,450
British Columbia
CA
High housing costs
Avg 1BR rentCA$2,100
Manitoba
CA
Balanced cost & wages
Avg 1BR rentCA$1,300
New Brunswick
CA
Balanced cost & wages
Avg 1BR rentCA$1,150
Newfoundland and Labrador
CA
Balanced cost & wages
Avg 1BR rentCA$1,100
Northwest Territories
CA
Balanced cost & wages
Avg 1BR rentCA$1,800
Nova Scotia
CA
Balanced cost & wages
Avg 1BR rentCA$1,500
Nunavut
CA
Balanced cost & wages
Avg 1BR rentCA$1,900
Ontario
CA
Balanced cost & wages
Avg 1BR rentCA$1,900
Prince Edward Island
CA
Balanced cost & wages
Avg 1BR rentCA$1,200
Quebec
CA
Balanced cost & wages
Avg 1BR rentCA$1,400
Saskatchewan
CA
Balanced cost & wages
Avg 1BR rentCA$1,150
Yukon
CA
Balanced cost & wages
Avg 1BR rentCA$1,500
Australia
AU
Federal tax + Medicare levy
Avg 1BR rent$2,400
United Kingdom
UK
PAYE + National Insurance
Avg 1BR rent£1,200