Average Rent in Ontario 2026 — 1BR & 2BR Prices

Quick answer

A single adult in Ontario typically needs about CA$3,969/month, with rent of CA$1,900 (1BR) as the largest single expense. A family with kids runs closer to CA$6,682/mo.

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Total / month
CA$3,969
Rent (1BR)
CA$1,900
Rent (2BR)
CA$2,400
Cost index
108
What this means in real life

In Ontario, the swing factor is rent. Toronto pulls the averages up; smaller cities like Ottawa often run 15–30% cheaper. Groceries, utilities, and transport are far more predictable — what changes a budget most is the apartment.

Cost breakdown — at a glance

Housing (rent + insurance)
CA$1,900
48% of budget
Transportation
CA$518
13% of budget
Groceries
CA$454
11% of budget
Utilities & internet
CA$211
5% of budget
Healthcare
CA$346
9% of budget
Entertainment & dining
CA$238
6% of budget
Misc & personal
CA$302
8% of budget

Monthly budget — full table

Housing (rent + insurance)
CA$1,900
48%
Transportation
CA$518
13%
Groceries
CA$454
11%
Utilities & internet
CA$211
5%
Healthcare
CA$346
9%
Entertainment & dining
CA$238
6%
Misc & personal
CA$302
8%

Visual breakdown

Housing (rent + insurance)CA$1,900
TransportationCA$518
GroceriesCA$454
Utilities & internetCA$211
HealthcareCA$346
Entertainment & diningCA$238
Misc & personalCA$302
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Salary needed to live here

Rule of thumb: you want take-home pay of at least CA$4,763/mo to live comfortably — roughly CA$76,000/year gross.

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Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.