Cost of Living: Mississippi vs Tennessee
Mississippi is cheaper for a single adult by about $515/month, mainly driven by rent.
Comparison at a glance
- Monthly difference$515/moMississippi saves vs Tennessee
- Housing difference$400/moMississippi cheaper on 1BR rent
- Grocery difference$25/moMississippi has a lighter basket
- Equivalent salary≈ $90,000$75,000 in Mississippi → Tennessee
- Cheaper overallMississippi~20% lower single-adult budget
- Affordability winnerMississippiLower combined rent + essentials
Side-by-side single-adult budget
The big differences between Mississippi and Tennessee come down to rent and tax. Groceries, transport, and utilities are usually within 10–15%; housing can swing the total by hundreds of dollars per month.
Cost of Living Verdict
Six quick takes on where Mississippi and Tennessee actually pull ahead.
- Cheaper overallMississippi
Mississippi runs about $515/mo lower for a single-adult budget (~20% cheaper).
- Better housing affordabilityMississippi
Average 1BR rent is $950 vs $1,350.
- Better for familiesMississippi
Mississippi keeps the family-of-four monthly total lower thanks to cheaper 2BR rent and groceries.
- Better for retireesMississippi
Mississippi combines lower rent and healthcare with a softer income-tax burden — easier on a fixed pension.
- Better for remote workersMississippi
Mississippi has a lower cost index (84 vs 90), so an out-of-state salary stretches further.
- Better purchasing powerTennessee
Tennessee has a stronger median-income-to-cost ratio — local wages cover more of the typical basket.
What this difference means in practice
The headline gap broken into the four buckets that actually move household budgets.
- Housing impact
Mississippi is roughly 42% cheaper on housing (~$400/mo less than Tennessee) — compounds quickly across a year.
- Daily spending
Mississippi runs about 7% cheaper on groceries than Tennessee — noticeable, but not a deciding factor on its own.
- Transport & utilities
Mississippi runs about 7% cheaper on transport + utilities than Tennessee — noticeable, but not a deciding factor on its own.
- Lifestyle
Mississippi runs about 7% cheaper on lifestyle (dining + extras) than Tennessee — noticeable, but not a deciding factor on its own.
Purchasing power snapshot
Which region stretches a dollar further, category by category.
- Housingstrong advantageMississippi
Mississippi is the cheaper place to rent or own.
- Groceriesslight advantageMississippi
Weekly grocery basket is lighter in Mississippi.
- Utilitiesslight advantageMississippi
Lower monthly utility load in Mississippi.
- Transportslight advantageMississippi
Cheaper commuting overall in Mississippi.
- Healthcareslight advantageMississippi
Lower out-of-pocket healthcare in Mississippi.
- Lifestyleslight advantageMississippi
Dining, entertainment, and extras are cheaper in Mississippi.
Who benefits more?
The same comparison reads very differently depending on the household.
- FamiliesMississippi
Lower 2BR rent and grocery load make Mississippi the easier family budget.
- SinglesMississippi
Cheaper 1BR rent and entertainment costs tilt to Mississippi.
- RetireesMississippi
Mississippi eases housing and healthcare — important on a fixed income.
- Remote workersMississippi
An out-of-state salary stretches further in Mississippi thanks to a lower cost index.
- StudentsMississippi
Lower rent and commuting costs make Mississippi easier on a tight student budget.
- High earnersTennessee
Tennessee blends a more efficient tax load with stronger local incomes.
Equivalent lifestyle salary
How much you'd need in Tennessee to match the lifestyle a given salary buys in Mississippi.
needed in Tennessee for the same lifestyle.
needed in Tennessee for the same lifestyle.
needed in Tennessee for the same lifestyle.
Housing affordability
Housing is the dominant gap: Mississippi runs roughly 42% cheaper on 1BR rent and 45% cheaper on 2BR — enough to reshape household budgets.
Ownership affordability follows the same shape: lower rents typically signal more attainable mortgage payments at similar incomes.
Category-by-category
| Category | Mississippi | Tennessee | Lower |
|---|---|---|---|
| Housing (1BR rent) | $950 | $1,350 | Mississippi |
| Groceries | $353 | $378 | Mississippi |
| Utilities | $164 | $176 | Mississippi |
| Transportation | $403 | $432 | Mississippi |
| Healthcare | $269 | $288 | Mississippi |
| Top income tax | 0.0% | 0.0% | Tied |
| Lifestyle (dining + extras) | $420 | $450 | Mississippi |
Comparison FAQ
- Is Mississippi more expensive than Tennessee?
- Tennessee is roughly 20% more expensive than Mississippi for a single-adult monthly budget — about $515 more per month.
- How much salary do I need to move from Mississippi to Tennessee?
- If $100,000 supports your lifestyle in Mississippi, you'd need roughly $120,000 in Tennessee to maintain the same purchasing power.
- Which region offers better affordability?
- Mississippi comes out lower on the combined single-adult budget — about $515/mo cheaper than Tennessee.
- Is housing significantly cheaper in one of them?
- Housing is the dominant gap: Mississippi runs roughly 42% cheaper on 1BR rent and 45% cheaper on 2BR — enough to reshape household budgets.
- Can a remote worker benefit from moving?
- Yes — a remote salary anchored to Tennessee rates stretches further in Mississippi, where local prices and taxes are lower.
- What income is considered comfortable in Tennessee?
- Roughly $59,000/yr gross typically supports a comfortable single-adult lifestyle in Tennessee, leaving room for savings on top of monthly costs.
Related cost-of-living comparisons
- Mississippi vs Louisiana cost of living
- Mississippi vs Arkansas cost of living
- Mississippi vs Alabama cost of living
- Tennessee vs Kentucky cost of living
- Tennessee vs Virginia cost of living
- Tennessee vs North Carolina cost of living
- Tennessee vs Georgia cost of living
- Tennessee vs Alabama cost of living
- Tennessee vs Arkansas cost of living
- Tennessee vs Missouri cost of living
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These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.