Cost of Living: Arkansas vs Mississippi

Quick answer

Mississippi is cheaper for a single adult by about $57/month, mainly driven by rent.

Share this guide
Snapshot

Comparison at a glance

Arkansas vs Mississippi
  • Monthly difference
    $57/mo
    Mississippi saves vs Arkansas
  • Housing difference
    $0/mo
    Arkansas cheaper on 1BR rent
  • Grocery difference
    $12/mo
    Mississippi has a lighter basket
  • Equivalent salary
    ≈ $76,500
    $75,000 in Mississippi → Arkansas
  • Cheaper overall
    Mississippi
    ~2% lower single-adult budget
  • Affordability winner
    Mississippi
    Lower combined rent + essentials
Monthly budget

Side-by-side single-adult budget

Arkansas
Housing (rent + insurance)
$950
36%
Transportation
$418
16%
Groceries
$365
14%
Utilities & internet
$170
6%
Healthcare
$278
11%
Entertainment & dining
$191
7%
Misc & personal
$244
9%
Total: $2,616/mo
Mississippi
Housing (rent + insurance)
$950
37%
Transportation
$403
16%
Groceries
$353
14%
Utilities & internet
$164
6%
Healthcare
$269
11%
Entertainment & dining
$185
7%
Misc & personal
$235
9%
Total: $2,559/mo
What this means in real life

The big differences between Arkansas and Mississippi come down to rent and tax. Groceries, transport, and utilities are usually within 10–15%; housing can swing the total by hundreds of dollars per month.

More comparisons
Explore neighbors
Side-by-side

Cost of Living Verdict

Six quick takes on where Arkansas and Mississippi actually pull ahead.

  • Cheaper overall
    Tie

    Arkansas and Mississippi have similar single-adult monthly totals.

  • Better housing affordability
    Tie

    1-bedroom rent is within a few percent in both regions.

  • Better for families
    Mississippi

    Mississippi keeps the family-of-four monthly total lower thanks to cheaper 2BR rent and groceries.

  • Better for retirees
    Tie

    Healthcare, rent, and tax pressure are comparable for fixed-income retirees.

  • Better for remote workers
    Mississippi

    Mississippi has a lower cost index (84 vs 87), so an out-of-state salary stretches further.

  • Better purchasing power
    Tie

    Median household income relative to local prices is similar in both regions.

In practice

What this difference means in practice

The headline gap broken into the four buckets that actually move household budgets.

  • Housing impact

    Housing costs are essentially the same in both regions — within a few percent.

  • Daily spending

    Mississippi runs about 3% cheaper on groceries than Arkansas — noticeable, but not a deciding factor on its own.

  • Transport & utilities

    Mississippi runs about 4% cheaper on transport + utilities than Arkansas — noticeable, but not a deciding factor on its own.

  • Lifestyle

    Mississippi runs about 4% cheaper on lifestyle (dining + extras) than Arkansas — noticeable, but not a deciding factor on its own.

Purchasing power

Purchasing power snapshot

Which region stretches a dollar further, category by category.

  • Housing
    tie
    Tied

    Rent is comparable.

  • Groceries
    slight advantage
    Mississippi

    Weekly grocery basket is lighter in Mississippi.

  • Utilities
    slight advantage
    Mississippi

    Lower monthly utility load in Mississippi.

  • Transport
    slight advantage
    Mississippi

    Cheaper commuting overall in Mississippi.

  • Healthcare
    slight advantage
    Mississippi

    Lower out-of-pocket healthcare in Mississippi.

  • Lifestyle
    slight advantage
    Mississippi

    Dining, entertainment, and extras are cheaper in Mississippi.

By household

Who benefits more?

The same comparison reads very differently depending on the household.

  • Families
    Mississippi

    Lower 2BR rent and grocery load make Mississippi the easier family budget.

  • Singles
    Tie

    Single-adult monthly totals are close.

  • Retirees
    Tie

    Housing, healthcare, and tax pressure look similar.

  • Remote workers
    Mississippi

    An out-of-state salary stretches further in Mississippi thanks to a lower cost index.

  • Students
    Tie

    Rent, transport, and groceries cost similar amounts.

  • High earners
    Arkansas

    Arkansas blends a more efficient tax load with stronger local incomes.

Equivalency

Equivalent lifestyle salary

How much you'd need in Arkansas to match the lifestyle a given salary buys in Mississippi.

$50,000 in Mississippi
$51,000

needed in Arkansas for the same lifestyle.

$75,000 in Mississippi
$76,500

needed in Arkansas for the same lifestyle.

$100,000 in Mississippi
$102,000

needed in Arkansas for the same lifestyle.

Housing

Housing affordability

Arkansas
1BR rent
$950
2BR rent
$1,150
Mississippi
1BR rent
$950
2BR rent
$1,100

Rent is roughly equivalent in both regions — housing won't be the deciding factor.

Ownership affordability follows the same shape: lower rents typically signal more attainable mortgage payments at similar incomes.

By category

Category-by-category

CategoryArkansasMississippiLower
Housing (1BR rent)$950$950Tied
Groceries$365$353Mississippi
Utilities$170$164Mississippi
Transportation$418$403Mississippi
Healthcare$278$269Mississippi
Top income tax0.0%0.0%Tied
Lifestyle (dining + extras)$435$420Mississippi
FAQ

Comparison FAQ

Is Arkansas more expensive than Mississippi?
Arkansas and Mississippi cost about the same per month for a single adult.
How much salary do I need to move from Mississippi to Arkansas?
If $100,000 supports your lifestyle in Mississippi, you'd need roughly $102,000 in Arkansas to maintain the same purchasing power.
Which region offers better affordability?
Mississippi comes out lower on the combined single-adult budget — about $57/mo cheaper than Arkansas.
Is housing significantly cheaper in one of them?
Rent is roughly equivalent in both regions — housing won't be the deciding factor.
Can a remote worker benefit from moving?
Yes — a remote salary anchored to Arkansas rates stretches further in Mississippi, where local prices and taxes are lower.
What income is considered comfortable in Arkansas?
Roughly $49,000/yr gross typically supports a comfortable single-adult lifestyle in Arkansas, leaving room for savings on top of monthly costs.
Keep comparing

Related cost-of-living comparisons

Deep dive

Deep-dive each region

Keep exploring

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.