Cost of Living: Idaho vs New Hampshire

Quick answer

Idaho is cheaper for a single adult by about $618/month, mainly driven by rent.

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Snapshot

Comparison at a glance

Idaho vs New Hampshire
  • Monthly difference
    $618/mo
    Idaho saves vs New Hampshire
  • Housing difference
    $350/mo
    Idaho cheaper on 1BR rent
  • Grocery difference
    $59/mo
    Idaho has a lighter basket
  • Equivalent salary
    ≈ $89,500
    $75,000 in Idaho → New Hampshire
  • Cheaper overall
    Idaho
    ~20% lower single-adult budget
  • Affordability winner
    Idaho
    Lower combined rent + essentials
Monthly budget

Side-by-side single-adult budget

Idaho
Housing (rent + insurance)
$1,250
40%
Transportation
$475
15%
Groceries
$416
13%
Utilities & internet
$193
6%
Healthcare
$317
10%
Entertainment & dining
$218
7%
Misc & personal
$277
9%
Total: $3,146/mo
New Hampshire
Housing (rent + insurance)
$1,600
43%
Transportation
$542
14%
Groceries
$475
13%
Utilities & internet
$220
6%
Healthcare
$362
10%
Entertainment & dining
$249
7%
Misc & personal
$316
8%
Total: $3,764/mo
What this means in real life

The big differences between Idaho and New Hampshire come down to rent and tax. Groceries, transport, and utilities are usually within 10–15%; housing can swing the total by hundreds of dollars per month.

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Side-by-side

Cost of Living Verdict

Six quick takes on where Idaho and New Hampshire actually pull ahead.

  • Cheaper overall
    Idaho

    Idaho runs about $618/mo lower for a single-adult budget (~20% cheaper).

  • Better housing affordability
    Idaho

    Average 1BR rent is $1,250 vs $1,600.

  • Better for families
    Idaho

    Idaho keeps the family-of-four monthly total lower thanks to cheaper 2BR rent and groceries.

  • Better for retirees
    Idaho

    Idaho combines lower rent and healthcare with a softer income-tax burden — easier on a fixed pension.

  • Better for remote workers
    Idaho

    Idaho has a lower cost index (99 vs 113), so an out-of-state salary stretches further.

  • Better purchasing power
    New Hampshire

    New Hampshire has a stronger median-income-to-cost ratio — local wages cover more of the typical basket.

In practice

What this difference means in practice

The headline gap broken into the four buckets that actually move household budgets.

  • Housing impact

    Idaho is roughly 28% cheaper on housing (~$350/mo less than New Hampshire) — compounds quickly across a year.

  • Daily spending

    Idaho is roughly 14% cheaper on groceries (~$59/mo less than New Hampshire) — compounds quickly across a year.

  • Transport & utilities

    Idaho is roughly 14% cheaper on transport + utilities (~$94/mo less than New Hampshire) — compounds quickly across a year.

  • Lifestyle

    Idaho is roughly 14% cheaper on lifestyle (dining + extras) (~$70/mo less than New Hampshire) — compounds quickly across a year.

Purchasing power

Purchasing power snapshot

Which region stretches a dollar further, category by category.

  • Housing
    strong advantage
    Idaho

    Idaho is the cheaper place to rent or own.

  • Groceries
    moderate advantage
    Idaho

    Weekly grocery basket is lighter in Idaho.

  • Utilities
    moderate advantage
    Idaho

    Lower monthly utility load in Idaho.

  • Transport
    moderate advantage
    Idaho

    Cheaper commuting overall in Idaho.

  • Healthcare
    moderate advantage
    Idaho

    Lower out-of-pocket healthcare in Idaho.

  • Lifestyle
    moderate advantage
    Idaho

    Dining, entertainment, and extras are cheaper in Idaho.

By household

Who benefits more?

The same comparison reads very differently depending on the household.

  • Families
    Idaho

    Lower 2BR rent and grocery load make Idaho the easier family budget.

  • Singles
    Idaho

    Cheaper 1BR rent and entertainment costs tilt to Idaho.

  • Retirees
    Idaho

    Idaho eases housing and healthcare — important on a fixed income.

  • Remote workers
    Idaho

    An out-of-state salary stretches further in Idaho thanks to a lower cost index.

  • Students
    Idaho

    Lower rent and commuting costs make Idaho easier on a tight student budget.

  • High earners
    New Hampshire

    New Hampshire blends a more efficient tax load with stronger local incomes.

Equivalency

Equivalent lifestyle salary

How much you'd need in New Hampshire to match the lifestyle a given salary buys in Idaho.

$50,000 in Idaho
$60,000

needed in New Hampshire for the same lifestyle.

$75,000 in Idaho
$89,500

needed in New Hampshire for the same lifestyle.

$100,000 in Idaho
$119,500

needed in New Hampshire for the same lifestyle.

Housing

Housing affordability

Idaho
1BR rent
$1,250
2BR rent
$1,500
New Hampshire
1BR rent
$1,600
2BR rent
$1,950

Housing is the dominant gap: Idaho runs roughly 28% cheaper on 1BR rent and 30% cheaper on 2BR — enough to reshape household budgets.

Ownership affordability follows the same shape: lower rents typically signal more attainable mortgage payments at similar incomes.

By category

Category-by-category

CategoryIdahoNew HampshireLower
Housing (1BR rent)$1,250$1,600Idaho
Groceries$416$475Idaho
Utilities$193$220Idaho
Transportation$475$542Idaho
Healthcare$317$362Idaho
Top income tax0.1%0.0%Tied
Lifestyle (dining + extras)$495$565Idaho
FAQ

Comparison FAQ

Is Idaho more expensive than New Hampshire?
New Hampshire is roughly 20% more expensive than Idaho for a single-adult monthly budget — about $618 more per month.
How much salary do I need to move from Idaho to New Hampshire?
If $100,000 supports your lifestyle in Idaho, you'd need roughly $119,500 in New Hampshire to maintain the same purchasing power.
Which region offers better affordability?
Idaho comes out lower on the combined single-adult budget — about $618/mo cheaper than New Hampshire.
Is housing significantly cheaper in one of them?
Housing is the dominant gap: Idaho runs roughly 28% cheaper on 1BR rent and 30% cheaper on 2BR — enough to reshape household budgets.
Can a remote worker benefit from moving?
Yes — a remote salary anchored to New Hampshire rates stretches further in Idaho, where local prices and taxes are lower.
What income is considered comfortable in New Hampshire?
Roughly $72,000/yr gross typically supports a comfortable single-adult lifestyle in New Hampshire, leaving room for savings on top of monthly costs.
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These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.