Monthly Cost of Living in Arkansas — Full 2026 Budget Breakdown

Quick answer

A single adult in Arkansas typically needs about $2,616/month, with rent of $950 (1BR) as the largest single expense. A family with kids runs closer to $4,597/mo.

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Total / month
$2,616
Rent (1BR)
$950
Rent (2BR)
$1,150
Cost index
87
What this means in real life

In Arkansas, the swing factor is rent. Little Rock pulls the averages up; smaller cities like Fayetteville often run 15–30% cheaper. Groceries, utilities, and transport are far more predictable — what changes a budget most is the apartment.

Cheap vs expensive areas in Arkansas

Most expensive
Little Rock

Prime neighborhoods push 1BR rent to around $1,283/mo. Premium grocery prices, paid parking, and higher dining costs all compound.

More affordable
Fayetteville

Smaller cities and suburbs typically run a 1BR around $713/mo — 25–40% below the metro centre, with cheaper groceries and shorter commutes.

Cost breakdown — at a glance

Housing (rent + insurance)
$950
36% of budget
Transportation
$418
16% of budget
Groceries
$365
14% of budget
Utilities & internet
$170
6% of budget
Healthcare
$278
11% of budget
Entertainment & dining
$191
7% of budget
Misc & personal
$244
9% of budget

Monthly budget by household

Typical totals in Arkansas for a single adult, a couple, and a family with kids.

Single adult
$2,616/mo

1-bedroom, modest urban lifestyle.

Couple, no kids
$3,663/mo

2-bedroom, shared groceries and transport.

Family (2 adults + kids)
$4,597/mo

2-bedroom, childcare, more food and healthcare.

Monthly budget — full table

Housing (rent + insurance)
$950
36%
Transportation
$418
16%
Groceries
$365
14%
Utilities & internet
$170
6%
Healthcare
$278
11%
Entertainment & dining
$191
7%
Misc & personal
$244
9%

Visual breakdown

Housing (rent + insurance)$950
Transportation$418
Groceries$365
Utilities & internet$170
Healthcare$278
Entertainment & dining$191
Misc & personal$244
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Salary needed to live here

Rule of thumb: you want take-home pay of at least $3,139/mo to live comfortably — roughly $50,000/year gross.

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Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.