Salary status · Comfortable middle class~49th percentile · Average

Is $67K a Good Salary in Florida? 2026 Take-Home Pay & Cost of Living

$67K
gross / year
$4,608 / month take-home in Florida
Verdict
Comfortable middle-class income in Florida

Yes — $67K is a comfortable salary in Florida, leaving real room for savings and lifestyle.

Monthly take-home
$4,608
$55,294/yr net
Est. monthly savings
$905
After typical expenses
Housing pressure
High
Rent in Florida
Effective tax
17.5%
On $67,000 gross
Affordability

Where your monthly paycheck goes

Visual split of a typical single-adult budget against your take-home pay.

Moderate pressureMonthly flexibility · 20% of take-home
Money left after essentials
$905/mo
Comfortable, real savings
Rent (1BR avg)$1,75038%
Food & groceries$4289%
Transport$49011%
Utilities, health, extras$1,03522%
Leftover / savings$90520%
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Take-home pay breakdown

Gross / year
$67,000
Net / year
$55,294
Net / month
$4,608
Effective tax
17.5%

Where your paycheck actually goes

Approximate split of $67,000 gross — federal, state/provincial, social, and what lands in your account.

Federal income tax
$7,609
11%
State income tax
$0
0%
Social contributions
$4,097
6%
Take-home (net)
$55,294
83%
What this means in real life

At $67K/year in Florida, a single adult typically clears about $4,608/month after tax. Rent on a 1-bedroom averages $1,750, leaving roughly $2,858 for everything else. That's enough for steady savings, occasional travel, and lifestyle extras — especially outside Jacksonville.

Lifestyle verdict
Comfortable lifestyle

Comfortable for a single adult or couple across most of Florida, with steady saving and lifestyle extras. A family is doable, especially outside Jacksonville.

City reality

Where $67K works best in Florida

Same paycheck, very different rent realities city by city.

Moderate in
Mid rent pressure
  • Tampa
    Avg 1BR · $1,750/mo
    38% of net
  • Orlando
    Avg 1BR · $1,750/mo
    38% of net
  • Jacksonville
    Avg 1BR · $1,313/mo
    28% of net
Tight in
High rent pressure
  • Miami
    Avg 1BR · $2,363/mo
    51% of net

How it stacks up in Florida

Local median household$68,000
This salary$67,000
1.5× median$102,000

Roughly the 49th percentile of Florida households. Average.

Who can comfortably live on this?

Same take-home pay, three very different realities.

Single adult
Comfortable

One income, one rent.

Budget: $3,703/mo
Leftover: $905/mo
Couple, no kids
Stretched

Shared rent, two earners possible.

Budget: $5,046/mo
Short: $438/mo
Family (2 adults + kids)
Stretched

Bigger apartment, childcare, more food.

Budget: $6,141/mo
Short: $1,533/mo
Reality check

What can you actually afford in Florida with $67K?

A realistic monthly breakdown for a single adult — rent in Jacksonville, food, transport, insurance, and what's left to save. Tuned to the cost of living in Florida.

Net / month
$4,608
Typical spend
$3,703
80% of net
Monthly leftover
$905
20% saveable
Spent 80%Saved 20%
  • Rent in Jacksonville

    $1,750/mo
    1-bedroom, average neighborhood
  • Food & groceries

    $428/mo
    Cooking mostly, eating out 1–2×/week
  • Car & transport

    $490/mo
    Fuel, insurance, public transit
  • Health & insurance

    $326/mo
    Coverage, dental, prescriptions
  • Utilities & internet

    $199/mo
    Power, water, mobile, broadband
  • Entertainment & dining

    $224/mo
    Streaming, restaurants, weekends
  • Savings potential

    $905/mo
    What's left after a typical month
Lifestyle insight

$67K in Florida is workable: you can live in Jacksonville, cover the essentials, and put a little aside each month — but expect a tight budget on big-ticket lifestyle extras.

People love reality. Not just taxes.

Lifestyle & affordability

What life actually looks like on this salary

Lifestyle & affordability in Florida

  • Context

    Rent in Jacksonville drives most of the affordability story

  • Context

    A car (and its insurance) is usually a fixed monthly line

  • Context

    Employer-sponsored health coverage shapes real take-home

$67K in Florida sits in a real-world context shaped by local rent, car dependency, and US-style health insurance costs.

$67K is a middle-of-the-road income in Florida — comfortable in mid-cost cities, tighter in the biggest metros.

Outside Jacksonville, the same paycheck typically goes 15–30% further on housing, which dramatically changes the savings picture.

Reality check

$67K works across Florida, with Jacksonville requiring the most budgeting.

Lifestyle snapshot

1-bedroom in a decent neighborhood, one car, cooking most nights, modest savings.

Reality check

How rich you actually feel

A reality-based view of $67K in Florida — after taxes, rent, and everyday costs.

Lifestyle classFlorida
Comfortable middle class

This salary supports a comfortable lifestyle in most Florida cities with room for savings and moderate flexibility.

Higher than 49% of earners · Top 51%
Financial flexibility
60/100
Healthy flexibility
Blends leftover income, rent burden, savings ability and tax weight.
Income percentile
Top 51%
in Florida
Higher than 49% of earners
Rent stress
38%
of take-home on typical rent
High urban housing pressure
Savings power
$769–$1,041/mo
$10,858/year potential
Take-home: $4,608/mo
Purchasing power
  • Comfortable solo apartment
  • Reliable car ownership
  • Dining out several times/week
  • Moderate travel flexibility
  • Luxury neighborhoods
Compare this salary

Monthly budget for a single adult in Florida

Comfortable: about 905/month surplus, enough for steady savings, occasional travel, and modest extras.

Housing (rent + insurance)
$1,750
47%
Transportation
$490
13%
Groceries
$428
12%
Utilities & internet
$199
5%
Healthcare
$326
9%
Entertainment & dining
$224
6%
Misc & personal
$286
8%
Total
$3,703
Surplus / month
$905

Savings potential

With a typical single-adult budget, you could put away roughly $10,858/year — about 20% of take-home pay. Cheaper housing or living outside Jacksonville can lift this significantly.

Savings rate20%

Try your own numbers

All math runs locally in your browser — nothing is saved.

Manageable
$
$
$
Net / month
$4,608
Leftover / month
$905
Rent share
38%

Tip: housing experts suggest keeping rent under 30% of take-home pay. You're at 38%.

Rent share of take-home

Average rent in Florida: $1,750 (1BR) · $2,100 (2BR).

1BR rent vs net monthly38%
2BR rent vs net monthly46%

Salary ladder in Florida

  1. $55KTight
    Take-home / mo
    $3,848
    Save
    $145/mo
    Pctl
    38th
    $760/mo

    Roommates likely needed in Jacksonville.

  2. $60KComfortable
    Take-home / mo
    $4,183
    Save
    $480/mo
    Pctl
    43th
    $425/mo

    Workable solo outside Jacksonville; tight inside it.

  3. $65KComfortable
    Take-home / mo
    $4,491
    Save
    $788/mo
    Pctl
    47th
    $117/mo

    Workable solo outside Jacksonville; tight inside it.

  4. $70KComfortable
    Take-home / mo
    $4,784
    Save
    $1,081/mo
    Pctl
    51th
    +$176/mo+$176 savings

    Workable solo outside Jacksonville; tight inside it.

  5. $75KComfortable
    Take-home / mo
    $5,077
    Save
    $1,374/mo
    Pctl
    54th
    +$469/mo+$469 savings

    Workable solo outside Jacksonville; tight inside it.

Compare

Compare this salary reality

See how $67K changes shape across nearby states and different income levels.

At a glance

How $67K compares region by region

Same income, different cost structures — quick affordability snapshot.

What changes if you earn more?

Going from $67K to $75K in Florida:

Take-home / month
+$469
Est. monthly savings
+$469
Rent burden
−3.5pp

Compare $67,000 across countries

Explore other salary ranges in Florida

Ecosystem

Plan the rest of your finances

Use this salary as the input for the rest of the toolkit — affordability, taxes, savings, debt.

Keep exploring

You may also wonder

Common follow-up questions people ask at this income level.

Compare with neighboring states
Related tools

Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.

Last updated: 2026. Estimates use simplified federal + state tax models and median rent figures.