Is $60K a Good Salary in Vermont? 2026 Take-Home Pay & Cost of Living

Manageable~38th percentile · Entry-Level
Quick answer

Yes — $60K in Vermont covers a single adult's costs with a modest cushion, though not a wealthy lifestyle.

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Take-home pay breakdown

Gross / year
$60,000
Net / year
$46,519
Net / month
$3,877
Effective tax
22.5%

Where your paycheck actually goes

Approximate split of $60,000 gross — federal, state/provincial, social, and what lands in your account.

Federal income tax
$6,374
11%
State income tax
$3,675
6%
Social contributions
$3,432
6%
Take-home (net)
$46,519
78%
What this means in real life

At $60K/year in Vermont, a single adult typically clears about $3,877/month after tax. Rent on a 1-bedroom averages $1,450, leaving roughly $2,427 for everything else. That covers essentials with a small cushion — savings are possible but slow, and big-city Burlington rents will eat most of the margin.

Lifestyle verdict
Tight but workable

Workable for one person in most of Vermont, but Burlington rent and any family obligations push it from "fine" to "stressful". Saving is possible but slow.

How it stacks up in Vermont

Local median household$74,000
This salary$60,000
1.5× median$111,000

Roughly the 38th percentile of Vermont households. Entry-Level.

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Who can comfortably live on this?

Same take-home pay, three very different realities.

Single adult
Workable

One income, one rent.

Budget: $3,652/mo
Leftover: $225/mo
Couple, no kids
Stretched

Shared rent, two earners possible.

Budget: $5,072/mo
Short: $1,195/mo
Family (2 adults + kids)
Stretched

Bigger apartment, childcare, more food.

Budget: $6,307/mo
Short: $2,430/mo

Monthly budget for a single adult in Vermont

Covers the basics with roughly 225/month left over — possible to live, hard to save aggressively.

Housing (rent + insurance)
$1,450
40%
Transportation
$552
15%
Groceries
$483
13%
Utilities & internet
$224
6%
Healthcare
$368
10%
Entertainment & dining
$253
7%
Misc & personal
$322
9%
Total
$3,652
Surplus / month
$225

Savings potential

With a typical single-adult budget, you could put away roughly $2,695/year — about 6% of take-home pay. Cheaper housing or living outside Burlington can lift this significantly.

Savings rate6%

Try your own numbers

All math runs locally in your browser — nothing is saved.

Manageable
$
$
$
Net / month
$3,877
Leftover / month
$225
Rent share
37%

Tip: housing experts suggest keeping rent under 30% of take-home pay. You're at 37%.

Rent share of take-home

Average rent in Vermont: $1,450 (1BR) · $1,750 (2BR).

1BR rent vs net monthly37%
2BR rent vs net monthly45%

Try a different salary in Vermont

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Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.

Last updated: 2026. Estimates use simplified federal + state tax models and median rent figures.