Is $100K a Good Salary in New Brunswick? 2026 Take-Home Pay & Cost of Living

High income~63th percentile · Comfortable
Quick answer

$100K is a strong income in New Brunswick — well above the local median with significant savings potential.

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Take-home pay breakdown

Gross / year
CA$100,000
Net / year
CA$67,142
Net / month
CA$5,595
Effective tax
32.9%

Where your paycheck actually goes

Approximate split of CA$100,000 gross — federal, state/provincial, social, and what lands in your account.

Federal income tax
CA$12,485
12%
Provincial income tax
CA$13,650
14%
Social contributions
CA$6,723
7%
Take-home (net)
CA$67,142
67%
What this means in real life

At $100K/year in New Brunswick, a single adult typically clears about CA$5,595/month after tax. Rent on a 1-bedroom averages CA$1,150, leaving roughly CA$4,445 for everything else. That leaves real room for aggressive savings, investing, or premium housing — even in Moncton.

Lifestyle verdict
High-income lifestyle

Top-of-range for New Brunswick. Premium housing in Moncton, family expenses, and aggressive saving all fit in the same monthly budget.

How it stacks up in New Brunswick

Local median householdCA$76,000
This salaryCA$100,000
1.5× medianCA$114,000

Roughly the 63th percentile of New Brunswick households. Comfortable.

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Who can comfortably live on this?

Same take-home pay, three very different realities.

Single adult
Plenty

One income, one rent.

Budget: CA$2,892/mo
Leftover: CA$2,703/mo
Couple, no kids
Plenty

Shared rent, two earners possible.

Budget: CA$4,028/mo
Leftover: CA$1,567/mo
Family (2 adults + kids)
Workable

Bigger apartment, childcare, more food.

Budget: CA$5,005/mo
Leftover: CA$590/mo

Monthly budget for a single adult in New Brunswick

Strong margin: roughly 2703/month surplus, supporting aggressive savings or premium upgrades.

Housing (rent + insurance)
CA$1,150
40%
Transportation
CA$437
15%
Groceries
CA$382
13%
Utilities & internet
CA$177
6%
Healthcare
CA$291
10%
Entertainment & dining
CA$200
7%
Misc & personal
CA$255
9%
Total
CA$2,892
Surplus / month
CA$2,703

Savings potential

With a typical single-adult budget, you could put away roughly CA$32,438/year — about 48% of take-home pay. Cheaper housing or living outside Moncton can lift this significantly.

Savings rate48%

Try your own numbers

All math runs locally in your browser — nothing is saved.

Great margin
$
$
$
Net / month
CA$5,595
Leftover / month
CA$2,703
Rent share
21%

Tip: housing experts suggest keeping rent under 30% of take-home pay. You're at 21%.

Rent share of take-home

Average rent in New Brunswick: CA$1,150 (1BR) · CA$1,400 (2BR).

1BR rent vs net monthly21%
2BR rent vs net monthly25%

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Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.

Last updated: 2026. Estimates use simplified federal + provincial tax models and median rent figures.