Salary status · Comfortable middle class~47th percentile · Average

$67K After Tax in Maine 2026: What You Actually Keep

$67K
gross / year
$4,328 / month take-home in Maine
Verdict
Comfortable middle-class income in Maine

Yes — $67K is a comfortable salary in Maine, leaving real room for savings and lifestyle.

Monthly take-home
$4,328
$51,940/yr net
Est. monthly savings
$821
After typical expenses
Housing pressure
High
Rent in Maine
Effective tax
22.5%
On $67,000 gross
Affordability

Where your monthly paycheck goes

Visual split of a typical single-adult budget against your take-home pay.

Moderate pressureMonthly flexibility · 19% of take-home
Money left after essentials
$821/mo
Comfortable, real savings
Rent (1BR avg)$1,40032%
Food & groceries$46211%
Transport$52812%
Utilities, health, extras$1,11726%
Leftover / savings$82119%
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Take-home pay breakdown

Gross / year
$67,000
Net / year
$51,940
Net / month
$4,328
Effective tax
22.5%

Where your paycheck actually goes

Approximate split of $67,000 gross — federal, state/provincial, social, and what lands in your account.

Federal income tax
$7,609
11%
State income tax
$3,353
5%
Social contributions
$4,097
6%
Take-home (net)
$51,940
78%
What this means in real life

At $67K/year in Maine, a single adult typically clears about $4,328/month after tax. Rent on a 1-bedroom averages $1,400, leaving roughly $2,928 for everything else. That's enough for steady savings, occasional travel, and lifestyle extras — especially outside Portland.

Lifestyle verdict
Comfortable lifestyle

Comfortable for a single adult or couple across most of Maine, with steady saving and lifestyle extras. A family is doable, especially outside Portland.

How it stacks up in Maine

Local median household$70,000
This salary$67,000
1.5× median$105,000

Roughly the 47th percentile of Maine households. Average.

Who can comfortably live on this?

Same take-home pay, three very different realities.

Single adult
Comfortable

One income, one rent.

Budget: $3,507/mo
Leftover: $821/mo
Couple, no kids
Stretched

Shared rent, two earners possible.

Budget: $4,878/mo
Short: $550/mo
Family (2 adults + kids)
Stretched

Bigger apartment, childcare, more food.

Budget: $6,060/mo
Short: $1,732/mo
Reality check

What can you actually afford in Maine with $67K?

A realistic monthly breakdown for a single adult — rent in Portland, food, transport, insurance, and what's left to save. Tuned to the cost of living in Maine.

Net / month
$4,328
Typical spend
$3,507
81% of net
Monthly leftover
$821
19% saveable
Spent 81%Saved 19%
  • Rent in Portland

    $1,400/mo
    1-bedroom, average neighborhood
  • Food & groceries

    $462/mo
    Cooking mostly, eating out 1–2×/week
  • Car & transport

    $528/mo
    Fuel, insurance, public transit
  • Health & insurance

    $352/mo
    Coverage, dental, prescriptions
  • Utilities & internet

    $215/mo
    Power, water, mobile, broadband
  • Entertainment & dining

    $242/mo
    Streaming, restaurants, weekends
  • Savings potential

    $821/mo
    What's left after a typical month
Lifestyle insight

$67K in Maine is workable: you can live in Portland, cover the essentials, and put a little aside each month — but expect a tight budget on big-ticket lifestyle extras.

People love reality. Not just taxes.

Lifestyle & affordability

What life actually looks like on this salary

Lifestyle & affordability in Maine

  • Context

    Rent in Portland drives most of the affordability story

  • Context

    A car (and its insurance) is usually a fixed monthly line

  • Context

    Employer-sponsored health coverage shapes real take-home

$67K in Maine sits in a real-world context shaped by local rent, car dependency, and US-style health insurance costs.

$67K is a middle-of-the-road income in Maine — comfortable in mid-cost cities, tighter in the biggest metros.

Outside Portland, the same paycheck typically goes 15–30% further on housing, which dramatically changes the savings picture.

Reality check

$67K works across Maine, with Portland requiring the most budgeting.

Lifestyle snapshot

1-bedroom in a decent neighborhood, one car, cooking most nights, modest savings.

Reality check

How rich you actually feel

A reality-based view of $67K in Maine — after taxes, rent, and everyday costs.

Lifestyle classMaine
Comfortable middle class

This salary supports a comfortable lifestyle in most Maine cities with room for savings and moderate flexibility.

Higher than 47% of earners · Top 53%
Financial flexibility
62/100
Healthy flexibility
Blends leftover income, rent burden, savings ability and tax weight.
Income percentile
Top 53%
in Maine
Higher than 47% of earners
Rent stress
32%
of take-home on typical rent
Moderate housing burden
Savings power
$698–$945/mo
$9,856/year potential
Take-home: $4,328/mo
Purchasing power
  • Comfortable solo apartment
  • Reliable car ownership
  • Dining out several times/week
  • Moderate travel flexibility
  • Luxury neighborhoods
Compare this salary

Monthly budget for a single adult in Maine

Comfortable: about 821/month surplus, enough for steady savings, occasional travel, and modest extras.

Housing (rent + insurance)
$1,400
40%
Transportation
$528
15%
Groceries
$462
13%
Utilities & internet
$215
6%
Healthcare
$352
10%
Entertainment & dining
$242
7%
Misc & personal
$308
9%
Total
$3,507
Surplus / month
$821

Savings potential

With a typical single-adult budget, you could put away roughly $9,856/year — about 19% of take-home pay. Cheaper housing or living outside Portland can lift this significantly.

Savings rate19%

Try your own numbers

All math runs locally in your browser — nothing is saved.

Manageable
$
$
$
Net / month
$4,328
Leftover / month
$821
Rent share
32%

Tip: housing experts suggest keeping rent under 30% of take-home pay. You're at 32%.

Rent share of take-home

Average rent in Maine: $1,400 (1BR) · $1,700 (2BR).

1BR rent vs net monthly32%
2BR rent vs net monthly39%

Salary ladder in Maine

  1. $55KTight
    Take-home / mo
    $3,684
    Save
    $177/mo
    Pctl
    37th
    $644/mo

    Covers basics — little room for savings.

  2. $60KComfortable
    Take-home / mo
    $3,933
    Save
    $426/mo
    Pctl
    41th
    $396/mo

    Workable solo outside Portland; tight inside it.

  3. $65KComfortable
    Take-home / mo
    $4,219
    Save
    $712/mo
    Pctl
    46th
    $109/mo

    Workable solo outside Portland; tight inside it.

  4. $70KComfortable
    Take-home / mo
    $4,492
    Save
    $985/mo
    Pctl
    50th
    +$163/mo+$163 savings

    Workable solo outside Portland; tight inside it.

  5. $75KComfortable
    Take-home / mo
    $4,764
    Save
    $1,257/mo
    Pctl
    53th
    +$436/mo+$436 savings

    Workable solo outside Portland; tight inside it.

Compare

Compare this salary reality

See how $67K changes shape across nearby states and different income levels.

At a glance

How $67K compares region by region

Same income, different cost structures — quick affordability snapshot.

What changes if you earn more?

Going from $67K to $75K in Maine:

Take-home / month
+$436
Est. monthly savings
+$436
Rent burden
−3.0pp

Compare $67,000 across countries

Explore other salary ranges in Maine

Ecosystem

Plan the rest of your finances

Use this salary as the input for the rest of the toolkit — affordability, taxes, savings, debt.

Keep exploring

You may also wonder

Common follow-up questions people ask at this income level.

Compare with neighboring states
Related tools
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What this means in practice

In Maine, $67K/year is close to the local median household income (~47th percentile). Take-home lands around $4,328/month ($51,940/year), and rent will eat about 32% of take-home — workable but limits savings.

  • Around the median
  • Workable for single person
  • Tight for family of 4
  • Moderate housing pressure
  • Strong savings potential

What this salary could realistically cover

Rent range (1BR)
$1,050 – $1,750/mo

Depends on neighborhood; central Portland sits at the upper end.

Groceries & essentials
≈ $440/mo

Single-adult basket — couples typically run ~1.6× this.

Transportation
≈ $132/mo

Transit pass or modest car costs; varies with commute.

Realistic savings room
≈ $2,106/mo (49%)

After typical rent, food, transport, and a small buffer.

Ranges based on local cost-of-living indicators — directional, not financial advice.

Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.

Last updated: 2026. Estimates use simplified federal + state tax models and median rent figures.