Cost of Living: Delaware vs New Hampshire

Quick answer

Delaware is cheaper for a single adult by about $480/month, mainly driven by rent.

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Snapshot

Comparison at a glance

Delaware vs New Hampshire
  • Monthly difference
    $480/mo
    Delaware saves vs New Hampshire
  • Housing difference
    $250/mo
    Delaware cheaper on 1BR rent
  • Grocery difference
    $51/mo
    Delaware has a lighter basket
  • Equivalent salary
    ≈ $86,000
    $75,000 in Delaware → New Hampshire
  • Cheaper overall
    Delaware
    ~15% lower single-adult budget
  • Affordability winner
    Delaware
    Lower combined rent + essentials
Monthly budget

Side-by-side single-adult budget

Delaware
Housing (rent + insurance)
$1,350
41%
Transportation
$485
15%
Groceries
$424
13%
Utilities & internet
$197
6%
Healthcare
$323
10%
Entertainment & dining
$222
7%
Misc & personal
$283
9%
Total: $3,284/mo
New Hampshire
Housing (rent + insurance)
$1,600
43%
Transportation
$542
14%
Groceries
$475
13%
Utilities & internet
$220
6%
Healthcare
$362
10%
Entertainment & dining
$249
7%
Misc & personal
$316
8%
Total: $3,764/mo
What this means in real life

The big differences between Delaware and New Hampshire come down to rent and tax. Groceries, transport, and utilities are usually within 10–15%; housing can swing the total by hundreds of dollars per month.

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Side-by-side

Cost of Living Verdict

Six quick takes on where Delaware and New Hampshire actually pull ahead.

  • Cheaper overall
    Delaware

    Delaware runs about $480/mo lower for a single-adult budget (~15% cheaper).

  • Better housing affordability
    Delaware

    Average 1BR rent is $1,350 vs $1,600.

  • Better for families
    Delaware

    Delaware keeps the family-of-four monthly total lower thanks to cheaper 2BR rent and groceries.

  • Better for retirees
    Delaware

    Delaware combines lower rent and healthcare with a softer income-tax burden — easier on a fixed pension.

  • Better for remote workers
    Delaware

    Delaware has a lower cost index (101 vs 113), so an out-of-state salary stretches further.

  • Better purchasing power
    Tie

    Median household income relative to local prices is similar in both regions.

In practice

What this difference means in practice

The headline gap broken into the four buckets that actually move household budgets.

  • Housing impact

    Delaware is roughly 19% cheaper on housing (~$250/mo less than New Hampshire) — compounds quickly across a year.

  • Daily spending

    Delaware is roughly 12% cheaper on groceries (~$51/mo less than New Hampshire) — compounds quickly across a year.

  • Transport & utilities

    Delaware is roughly 12% cheaper on transport + utilities (~$80/mo less than New Hampshire) — compounds quickly across a year.

  • Lifestyle

    Delaware is roughly 12% cheaper on lifestyle (dining + extras) (~$60/mo less than New Hampshire) — compounds quickly across a year.

Purchasing power

Purchasing power snapshot

Which region stretches a dollar further, category by category.

  • Housing
    moderate advantage
    Delaware

    Delaware is the cheaper place to rent or own.

  • Groceries
    moderate advantage
    Delaware

    Weekly grocery basket is lighter in Delaware.

  • Utilities
    moderate advantage
    Delaware

    Lower monthly utility load in Delaware.

  • Transport
    moderate advantage
    Delaware

    Cheaper commuting overall in Delaware.

  • Healthcare
    moderate advantage
    Delaware

    Lower out-of-pocket healthcare in Delaware.

  • Lifestyle
    moderate advantage
    Delaware

    Dining, entertainment, and extras are cheaper in Delaware.

By household

Who benefits more?

The same comparison reads very differently depending on the household.

  • Families
    Delaware

    Lower 2BR rent and grocery load make Delaware the easier family budget.

  • Singles
    Delaware

    Cheaper 1BR rent and entertainment costs tilt to Delaware.

  • Retirees
    Delaware

    Delaware eases housing and healthcare — important on a fixed income.

  • Remote workers
    Delaware

    An out-of-state salary stretches further in Delaware thanks to a lower cost index.

  • Students
    Delaware

    Lower rent and commuting costs make Delaware easier on a tight student budget.

  • High earners
    New Hampshire

    New Hampshire blends a more efficient tax load with stronger local incomes.

Equivalency

Equivalent lifestyle salary

How much you'd need in New Hampshire to match the lifestyle a given salary buys in Delaware.

$50,000 in Delaware
$57,500

needed in New Hampshire for the same lifestyle.

$75,000 in Delaware
$86,000

needed in New Hampshire for the same lifestyle.

$100,000 in Delaware
$114,500

needed in New Hampshire for the same lifestyle.

Housing

Housing affordability

Delaware
1BR rent
$1,350
2BR rent
$1,600
New Hampshire
1BR rent
$1,600
2BR rent
$1,950

Delaware is noticeably more affordable on rent — about $250/mo cheaper for a 1BR.

Ownership affordability follows the same shape: lower rents typically signal more attainable mortgage payments at similar incomes.

By category

Category-by-category

CategoryDelawareNew HampshireLower
Housing (1BR rent)$1,350$1,600Delaware
Groceries$424$475Delaware
Utilities$197$220Delaware
Transportation$485$542Delaware
Healthcare$323$362Delaware
Top income tax0.1%0.0%Tied
Lifestyle (dining + extras)$505$565Delaware
FAQ

Comparison FAQ

Is Delaware more expensive than New Hampshire?
New Hampshire is roughly 15% more expensive than Delaware for a single-adult monthly budget — about $480 more per month.
How much salary do I need to move from Delaware to New Hampshire?
If $100,000 supports your lifestyle in Delaware, you'd need roughly $114,500 in New Hampshire to maintain the same purchasing power.
Which region offers better affordability?
Delaware comes out lower on the combined single-adult budget — about $480/mo cheaper than New Hampshire.
Is housing significantly cheaper in one of them?
Delaware is noticeably more affordable on rent — about $250/mo cheaper for a 1BR.
Can a remote worker benefit from moving?
Yes — a remote salary anchored to New Hampshire rates stretches further in Delaware, where local prices and taxes are lower.
What income is considered comfortable in New Hampshire?
Roughly $72,000/yr gross typically supports a comfortable single-adult lifestyle in New Hampshire, leaving room for savings on top of monthly costs.
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These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.