Average Rent in Ontario 2026 — 1BR & 2BR Prices

Quick answer

A single adult in Ontario typically needs about CA$3,969/month, with rent of CA$1,900 (1BR) as the largest single expense. A family with kids runs closer to CA$6,682/mo.

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Total / month
CA$3,969
Rent (1BR)
CA$1,900
Rent (2BR)
CA$2,400
Cost index
108
What this means in real life

In Ontario, the swing factor is rent. Toronto pulls the averages up; smaller cities like Ottawa often run 15–30% cheaper. Groceries, utilities, and transport are far more predictable — what changes a budget most is the apartment.

Cheap vs expensive areas in Ontario

Most expensive
Toronto

Prime neighborhoods push 1BR rent to around CA$2,565/mo. Premium grocery prices, paid parking, and higher dining costs all compound.

More affordable
Ottawa

Smaller cities and suburbs typically run a 1BR around CA$1,425/mo — 25–40% below the metro centre, with cheaper groceries and shorter commutes.

Affordability zones across Ontario

Where rent and daily costs sit on the spectrum — at a glance.

DowntownNorth YorkEtobicokeScarboroughMississauga
ExpensiveModerateMore affordable

Rent drops sharply as you move from downtown toward Scarborough or Mississauga.

Cost breakdown — at a glance

Housing (rent + insurance)
CA$1,900
48% of budget
Transportation
CA$518
13% of budget
Groceries
CA$454
11% of budget
Utilities & internet
CA$211
5% of budget
Healthcare
CA$346
9% of budget
Entertainment & dining
CA$238
6% of budget
Misc & personal
CA$302
8% of budget

Monthly budget by household

Typical totals in Ontario for a single adult, a couple, and a family with kids.

Single adult
CA$3,969/mo

1-bedroom, modest urban lifestyle.

Couple, no kids
CA$5,521/mo

2-bedroom, shared groceries and transport.

Family (2 adults + kids)
CA$6,682/mo

2-bedroom, childcare, more food and healthcare.

Monthly budget — full table

Housing (rent + insurance)
CA$1,900
48%
Transportation
CA$518
13%
Groceries
CA$454
11%
Utilities & internet
CA$211
5%
Healthcare
CA$346
9%
Entertainment & dining
CA$238
6%
Misc & personal
CA$302
8%

Visual breakdown

Housing (rent + insurance)CA$1,900
TransportationCA$518
GroceriesCA$454
Utilities & internetCA$211
HealthcareCA$346
Entertainment & diningCA$238
Misc & personalCA$302
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Salary needed to live here

Rule of thumb: you want take-home pay of at least CA$4,763/mo to live comfortably — roughly CA$76,000/year gross.

Compare with neighbors

Common questions

These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.