Australia (Asia & Pacific) and New Zealand (Africa & Oceania) operate very different payroll systems, which makes a direct salary comparison interesting. On a $90,000 gross, the effective tax burden in New Zealand is roughly 4.4% higher than in Australia — driven by differences in Medicare vs ACC, bracket structure, and personal allowance.
Same nominal gross applied to both tax systems. Currencies aren't FX-converted — compare structures, not purchasing power.
Australia has a tax-free threshold of A$18,200 and four progressive brackets. The 2% Medicare Levy funds public healthcare; high earners without private cover pay an additional Medicare Levy Surcharge. Superannuation (currently 11.5%) is paid by the employer on top of gross salary, so it doesn't reduce take-home pay.
New Zealand keeps it simple: five PAYE income-tax brackets plus a 1.6% ACC Earners' Levy that funds accident cover. There's no separate social-security tax. KiwiSaver is opt-in (3–10% employee, 3% employer) and not included here. Healthcare is funded from general taxation.
Pre-calculated breakdowns at common pay levels in Australia — open either side for the full page.
Last updated: 2026. Estimates only — see the disclaimer above.