Salary & Tax Calculator — Australia 🇦🇺
Estimate your real take-home pay in Australia. We model income tax brackets, Medicare Levy, and the personal allowance to show what actually lands in your account in AUD. Effective rate — total tax divided by gross — is what matters most for budgeting, not the headline marginal rate.
ATO income tax + 2% Medicare Levy. Super is paid by employer.
Popular salaries in Australia
Pre-calculated breakdowns for common gross salaries.
How tax works in Australia
Asia & Pacific · AUD
Australia has a tax-free threshold of A$18,200 and four progressive brackets. The 2% Medicare Levy funds public healthcare; high earners without private cover pay an additional Medicare Levy Surcharge. Superannuation (currently 11.5%) is paid by the employer on top of gross salary, so it doesn't reduce take-home pay.
Gross vs. net pay in Australia
The total figure on your contract — before any tax or social deductions. In Australia this is typically quoted in AUD per year, though monthly quotes are common for white-collar roles.
What lands in your bank account after income tax and Medicare Levy. Most workers in Australia keep 81% of a $90,000 gross.
Visible on your payslip: income tax (progressive brackets) and Medicare Levy at 2.0%. These are what this calculator models.
Paid on top of your gross — pension contributions, employer social security, accident insurance. They raise the total cost of employment but do not reduce your net pay.
Australia vs. similar countries
Same $90,000 gross compared across regional peers. Numbers only — purchasing power varies.
| Country | Net / year | Net / month | Effective |
|---|---|---|---|
| 🇦🇺 Australia | $72,960 | $6,080 | 18.9% |
| 🇳🇿 New Zealand | $68,983 | $5,749 | 23.4% |
| 🇸🇬 Singapore | $68,950 | $5,746 | 23.4% |
| 🇯🇵 Japan | ￥76,500 | ￥6,375 | 15.0% |
| 🇰🇷 South Korea | ₩81,540 | ₩6,795 | 9.4% |
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Frequently asked
Last updated: 2026. ATO income tax + 2% Medicare Levy. Super is paid by employer.