Cost of Living: Ohio vs Wisconsin

Quick answer

Ohio is cheaper for a single adult by about $189/month, mainly driven by rent.

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Snapshot

Comparison at a glance

Ohio vs Wisconsin
  • Monthly difference
    $189/mo
    Ohio saves vs Wisconsin
  • Housing difference
    $150/mo
    Ohio cheaper on 1BR rent
  • Grocery difference
    $9/mo
    Ohio has a lighter basket
  • Equivalent salary
    ≈ $80,000
    $75,000 in Ohio → Wisconsin
  • Cheaper overall
    Ohio
    ~7% lower single-adult budget
  • Affordability winner
    Ohio
    Lower combined rent + essentials
Monthly budget

Side-by-side single-adult budget

Ohio
Housing (rent + insurance)
$1,050
37%
Transportation
$442
16%
Groceries
$386
14%
Utilities & internet
$179
6%
Healthcare
$294
10%
Entertainment & dining
$202
7%
Misc & personal
$258
9%
Total: $2,811/mo
Wisconsin
Housing (rent + insurance)
$1,200
40%
Transportation
$451
15%
Groceries
$395
13%
Utilities & internet
$183
6%
Healthcare
$301
10%
Entertainment & dining
$207
7%
Misc & personal
$263
9%
Total: $3,000/mo
What this means in real life

The big differences between Ohio and Wisconsin come down to rent and tax. Groceries, transport, and utilities are usually within 10–15%; housing can swing the total by hundreds of dollars per month.

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Side-by-side

Cost of Living Verdict

Six quick takes on where Ohio and Wisconsin actually pull ahead.

  • Cheaper overall
    Ohio

    Ohio runs about $189/mo lower for a single-adult budget (~7% cheaper).

  • Better housing affordability
    Ohio

    Average 1BR rent is $1,050 vs $1,200.

  • Better for families
    Ohio

    Ohio keeps the family-of-four monthly total lower thanks to cheaper 2BR rent and groceries.

  • Better for retirees
    Ohio

    Ohio combines lower rent and healthcare with a softer income-tax burden — easier on a fixed pension.

  • Better for remote workers
    Tie

    Cost index and income tax are close — neither side gives remote workers a meaningful edge.

  • Better purchasing power
    Wisconsin

    Wisconsin has a stronger median-income-to-cost ratio — local wages cover more of the typical basket.

In practice

What this difference means in practice

The headline gap broken into the four buckets that actually move household budgets.

  • Housing impact

    Ohio is roughly 14% cheaper on housing (~$150/mo less than Wisconsin) — compounds quickly across a year.

  • Daily spending

    Groceries costs are essentially the same in both regions — within a few percent.

  • Transport & utilities

    Transport + utilities costs are essentially the same in both regions — within a few percent.

  • Lifestyle

    Lifestyle (dining + extras) costs are essentially the same in both regions — within a few percent.

Purchasing power

Purchasing power snapshot

Which region stretches a dollar further, category by category.

  • Housing
    moderate advantage
    Ohio

    Ohio is the cheaper place to rent or own.

  • Groceries
    tie
    Tied

    Grocery baskets cost about the same.

  • Utilities
    tie
    Tied

    Power, water, and internet land close.

  • Transport
    tie
    Tied

    Commuting and fuel costs are similar.

  • Healthcare
    tie
    Tied

    Out-of-pocket healthcare is comparable.

  • Lifestyle
    tie
    Tied

    Dining and discretionary spend land in the same range.

By household

Who benefits more?

The same comparison reads very differently depending on the household.

  • Families
    Ohio

    Lower 2BR rent and grocery load make Ohio the easier family budget.

  • Singles
    Ohio

    Cheaper 1BR rent and entertainment costs tilt to Ohio.

  • Retirees
    Ohio

    Ohio eases housing and healthcare — important on a fixed income.

  • Remote workers
    Tie

    Cost arbitrage is roughly neutral between the two.

  • Students
    Ohio

    Lower rent and commuting costs make Ohio easier on a tight student budget.

  • High earners
    Wisconsin

    Wisconsin blends a more efficient tax load with stronger local incomes.

Equivalency

Equivalent lifestyle salary

How much you'd need in Wisconsin to match the lifestyle a given salary buys in Ohio.

$50,000 in Ohio
$53,500

needed in Wisconsin for the same lifestyle.

$75,000 in Ohio
$80,000

needed in Wisconsin for the same lifestyle.

$100,000 in Ohio
$106,500

needed in Wisconsin for the same lifestyle.

Housing

Housing affordability

Ohio
1BR rent
$1,050
2BR rent
$1,250
Wisconsin
1BR rent
$1,200
2BR rent
$1,450

Ohio is noticeably more affordable on rent — about $150/mo cheaper for a 1BR.

Ownership affordability follows the same shape: lower rents typically signal more attainable mortgage payments at similar incomes.

By category

Category-by-category

CategoryOhioWisconsinLower
Housing (1BR rent)$1,050$1,200Ohio
Groceries$386$395Tied
Utilities$179$183Tied
Transportation$442$451Tied
Healthcare$294$301Tied
Top income tax0.0%0.1%Tied
Lifestyle (dining + extras)$460$470Tied
FAQ

Comparison FAQ

Is Ohio more expensive than Wisconsin?
Wisconsin is roughly 7% more expensive than Ohio for a single-adult monthly budget — about $189 more per month.
How much salary do I need to move from Ohio to Wisconsin?
If $100,000 supports your lifestyle in Ohio, you'd need roughly $106,500 in Wisconsin to maintain the same purchasing power.
Which region offers better affordability?
Ohio comes out lower on the combined single-adult budget — about $189/mo cheaper than Wisconsin.
Is housing significantly cheaper in one of them?
Ohio is noticeably more affordable on rent — about $150/mo cheaper for a 1BR.
Can a remote worker benefit from moving?
Yes — a remote salary anchored to Wisconsin rates stretches further in Ohio, where local prices and taxes are lower.
What income is considered comfortable in Wisconsin?
Roughly $58,000/yr gross typically supports a comfortable single-adult lifestyle in Wisconsin, leaving room for savings on top of monthly costs.
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These estimates are approximate and may vary by city, taxes, rent, family size, and personal spending. Use them as a starting point, not a substitute for personalised financial or tax advice.