Salary & tax comparison

🇮🇹 Italy vs 🇩🇪 Germany — Salary & Tax

Both Italy and Germany sit in Europe, but their tax structures take different paths. On a 65.000 € gross, the effective tax burden in Germany is roughly 1.5% higher than in Italy — driven by differences in INPS vs Sozialversicherung, bracket structure, and personal allowance.

Same nominal gross applied to both tax systems. Currencies aren't FX-converted — compare structures, not purchasing power.

🇮🇹ItalyEUR
Net / year
38.242 €
Net / month
3187 €
Effective
41.2%
Income tax
20.590 €
INPS
6169 €
🇩🇪GermanyEUR
Net / year
37.294 €
Net / month
3.108 €
Effective
42.6%
Income tax
14.706 €
Sozialversicherung
13.000 €
Net take-home / year
🇮🇹 Italy38.242 €
🇩🇪 Germany37.294 €
Total deductions / year
🇮🇹 Italy26.759 €
🇩🇪 Germany27.706 €
Effective tax rate
🇮🇹 Italy41.2%
🇩🇪 Germany42.6%
🇮🇹

Italy

EUR

Italy uses a three-band IRPEF income tax (23/35/43%) plus regional and municipal surcharges of 1–3.3%. The 9.49% INPS social contribution funds pension and unemployment. The regime impatriati offers returning workers a 50–70% tax base reduction for several years.

Top marginal
43%
Personal allowance
None
Employee social
9.5%
🇩🇪

Germany

EUR

Germany combines a continuously progressive Einkommensteuer with employee social contributions of about 20% (pension, health, long-term care, unemployment) capped at the contribution ceiling. A solidarity surcharge and church tax can apply. Take-home is typically 55–65% of gross for middle-income earners.

Top marginal
45%
Personal allowance
11.604 €
Employee social
20.0%
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Popular salary scenarios

Pre-calculated breakdowns at common pay levels in Italy — open either side for the full page.

35.000 € / year
🇮🇹 Italy · net 22.789 € (34.9%)
🇩🇪 Germany · net 22.894 € (34.6%)
75.000 € / year
🇮🇹 Italy · net 42.993 € (42.7%)
🇩🇪 Germany · net 42.094 € (43.9%)
125.000 € / year
🇮🇹 Italy · net 66.748 € (46.6%)
🇩🇪 Germany · net 68.310 € (45.4%)

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Last updated: 2026. Estimates only — see the disclaimer above.