Europe · EUR

Salary & Tax Calculator — Italy 🇮🇹

Estimate your real take-home pay in Italy. We model income tax brackets, INPS, and the personal allowance to show what actually lands in your account in EUR. Effective rate — total tax divided by gross — is what matters most for budgeting, not the headline marginal rate.

Take-home pay
38.242 €/ year
3187 € / month · 18,39 € / hour
Net 58.8%Income tax 31.7%Social 9.5%
Gross / year
65.000 €
Income tax
20.590 €
Social contrib.
6169 €
Effective rate
41.2%
Marginal rate
43%
Net / month
3187 €

IRPEF + regional/communal estimate + 9.49% INPS.

Popular salaries in Italy

Pre-calculated breakdowns for common gross salaries.

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How tax works in Italy

Europe · EUR

Italy uses a three-band IRPEF income tax (23/35/43%) plus regional and municipal surcharges of 1–3.3%. The 9.49% INPS social contribution funds pension and unemployment. The regime impatriati offers returning workers a 50–70% tax base reduction for several years.

Top marginal rate
43%
Personal allowance
None
INPS
9.5%

Gross vs. net pay in Italy

Gross salary

The total figure on your contract — before any tax or social deductions. In Italy this is typically quoted in EUR per year, though monthly quotes are common for white-collar roles.

Net (take-home) pay

What lands in your bank account after income tax and INPS. Most workers in Italy keep 59% of a 65.000 € gross.

Employee deductions

Visible on your payslip: income tax (progressive brackets) and INPS at 9.5%. These are what this calculator models.

Employer-side charges

Paid on top of your gross — pension contributions, employer social security, accident insurance. They raise the total cost of employment but do not reduce your net pay.

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Italy vs. similar countries

Same 65.000 € gross compared across regional peers. Numbers only — purchasing power varies.

CountryNet / yearNet / monthEffective
🇮🇹 Italy38.242 €3187 €41.2%
🇬🇧 United Kingdom£50,060£4,17223.0%
🇩🇪 Germany37.294 €3.108 €42.6%
🇫🇷 France40 060 €3 338 €38.4%
🇳🇱 Netherlands€ 30.398€ 2.53353.2%

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Frequently asked

Last updated: 2026. IRPEF + regional/communal estimate + 9.49% INPS.