Salary & Tax Calculator — Singapore 🇸🇬
Estimate your real take-home pay in Singapore. We model income tax brackets, CPF (citizens & PRs only), and the personal allowance to show what actually lands in your account in SGD. Effective rate — total tax divided by gross — is what matters most for budgeting, not the headline marginal rate.
Citizen/PR figure with CPF; expats see 0% social.
Popular salaries in Singapore
Pre-calculated breakdowns for common gross salaries.
How tax works in Singapore
Asia & Pacific · SGD
Singapore's personal income tax is famously low — capped at 24% even for million-dollar earners. Citizens and Permanent Residents contribute 20% to the Central Provident Fund (CPF) for retirement, healthcare, and housing; the employer adds 17% on top. Foreign professionals on Employment Pass don't pay CPF.
Gross vs. net pay in Singapore
The total figure on your contract — before any tax or social deductions. In Singapore this is typically quoted in SGD per year, though monthly quotes are common for white-collar roles.
What lands in your bank account after income tax and CPF (citizens & PRs only). Most workers in Singapore keep 80% of a $150,000 gross.
Visible on your payslip: income tax (progressive brackets) and CPF (citizens & PRs only) at 20.0%. These are what this calculator models.
Paid on top of your gross — pension contributions, employer social security, accident insurance. They raise the total cost of employment but do not reduce your net pay.
Singapore vs. similar countries
Same $150,000 gross compared across regional peers. Numbers only — purchasing power varies.
| Country | Net / year | Net / month | Effective |
|---|---|---|---|
| 🇸🇬 Singapore | $119,750 | $9,979 | 20.2% |
| 🇦🇺 Australia | $113,760 | $9,480 | 24.2% |
| 🇳🇿 New Zealand | $108,223 | $9,019 | 27.9% |
| 🇯🇵 Japan | ￥127,500 | ￥10,625 | 15.0% |
| 🇰🇷 South Korea | ₩135,900 | ₩11,325 | 9.4% |
Other Asia & Pacific salary calculators
Compare Singapore with other countries
Related calculators
Frequently asked
Last updated: 2026. Citizen/PR figure with CPF; expats see 0% social.