Salary & Tax Calculator — United States 🇺🇸
Estimate your real take-home pay in United States. We model income tax brackets, FICA (Social Security + Medicare), and the personal allowance to show what actually lands in your account in USD. Effective rate — total tax divided by gross — is what matters most for budgeting, not the headline marginal rate.
Federal income tax + FICA only. State/local taxes vary.
Popular salaries in United States
Pre-calculated breakdowns for common gross salaries.
How tax works in United States
North America · USD
The US uses a seven-bracket federal income tax on top of a 7.65% FICA payroll tax (Social Security + Medicare). State income taxes — ranging from 0% in places like Texas and Florida to over 13% in California — are not included in this estimate. Most workers also see additional deductions for 401(k), health insurance, and HSA contributions.
Gross vs. net pay in United States
The total figure on your contract — before any tax or social deductions. In United States this is typically quoted in USD per year, though monthly quotes are common for white-collar roles.
What lands in your bank account after income tax and FICA (Social Security + Medicare). Most workers in United States keep 79% of a $90,000 gross.
Visible on your payslip: income tax (progressive brackets) and FICA (Social Security + Medicare) at 7.6%. These are what this calculator models.
Paid on top of your gross — pension contributions, employer social security, accident insurance. They raise the total cost of employment but do not reduce your net pay.
United States vs. similar countries
Same $90,000 gross compared across regional peers. Numbers only — purchasing power varies.
| Country | Net / year | Net / month | Effective |
|---|---|---|---|
| 🇺🇸 United States | $71,474 | $5,956 | 20.6% |
| 🇨🇦 Canada | $72,842 | $6,070 | 19.1% |
| 🇲🇽 Mexico | $85,572 | $7,131 | 4.9% |
| 🇬🇧 United Kingdom | £65,060 | £5,422 | 27.7% |
| 🇩🇪 Germany | 48.130 € | 4.011 € | 46.5% |
Other North America salary calculators
Compare United States with other countries
Related calculators
Frequently asked
Last updated: 2026. Federal income tax + FICA only. State/local taxes vary.