Salary & tax comparison

🇮🇳 India vs 🇦🇺 Australia — Salary & Tax

Both India and Australia sit in Asia & Pacific, but their tax structures take different paths. On a $90,000 gross, the effective tax burden in Australia is roughly 6.9% higher than in India — driven by differences in EPF vs Medicare, bracket structure, and personal allowance.

Same nominal gross applied to both tax systems. Currencies aren't FX-converted — compare structures, not purchasing power.

🇮🇳IndiaINR
Net / year
₹79,200
Net / month
₹6,600
Effective
12.0%
Income tax
₹0
EPF
₹10,800
🇦🇺AustraliaAUD
Net / year
$72,960
Net / month
$6,080
Effective
18.9%
Income tax
$15,240
Medicare
$1,800
Net take-home / year
🇮🇳 India₹79,200
🇦🇺 Australia$72,960
Total deductions / year
🇮🇳 India₹10,800
🇦🇺 Australia$17,040
Effective tax rate
🇮🇳 India12.0%
🇦🇺 Australia18.9%
🇮🇳

India

INR

India offers a new (simplified) and an old tax regime. The new regime — used here — has lower rates and a higher tax-free slab of ₹3 lakh, but no major deductions. EPF contributions of 12% are matched by the employer and act as forced retirement savings. A 4% health and education cess applies on top of the income tax.

Top marginal
30%
Personal allowance
₹3,00,000
Employee social
12.0%
🇦🇺

Australia

AUD

Australia has a tax-free threshold of A$18,200 and four progressive brackets. The 2% Medicare Levy funds public healthcare; high earners without private cover pay an additional Medicare Levy Surcharge. Superannuation (currently 11.5%) is paid by the employer on top of gross salary, so it doesn't reduce take-home pay.

Top marginal
45%
Personal allowance
$18,200
Employee social
2.0%
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Popular salary scenarios

Pre-calculated breakdowns at common pay levels in India — open either side for the full page.

₹13,00,000 / year
🇮🇳 India · net ₹10,69,000 (17.8%)
🇦🇺 Australia · net $728,140 (44.0%)
₹25,00,000 / year
🇮🇳 India · net ₹19,09,000 (23.6%)
🇦🇺 Australia · net $1,364,140 (45.4%)
₹39,00,000 / year
🇮🇳 India · net ₹28,89,000 (25.9%)
🇦🇺 Australia · net $2,106,140 (46.0%)

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Last updated: 2026. Estimates only — see the disclaimer above.