🇵🇹 Portugal · Salary intelligence

15 000 € Salary After Tax in Portugal

In Portugal, a gross of 15 000 €/year translates to roughly 5,71 € per hour at a 40-hour week, or about 990 € hitting the bank each month. The combined income-tax + social burden lands around 20.8%.

Your real money·15 000 € / year · 🇵🇹 Portugal
This is what actually lands in your bank account
990 €/ month
That's 11 885 € in your pocket every year — after 21% in taxes & contributions.
Entry-LevelTop 60% in Portugal40th percentile
You keep vs government takesof every 15 000 €
79%
11%
You keep 79%Income tax 10%Social 11%
Rent pressure
High
Savings potential
Modest
Family comfort
Stretched
Buying power
Average
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11 885 €/ year
990 €/ mo5,71 €/ hr
Net 79.2%Income tax 9.8%Social 11.0%
Gross / year
15 000 €
Income tax
1465 €
Social contrib.
1650 €
Effective rate
20.8%
Marginal rate
17%
Net / month
990 €

IRS + 11% Segurança Social (simplified).

Salary intelligence

How this income actually feels in Portugal

A real-world interpretation of this salary after taxes, contributions, and typical local costs.

Entry-Level

Entry-Level

Better than 40% of workers in Portugal.
Top 60% in Portugal 40th percentile -17% vs median
  • Comfortable for a single adult, tight as a family.
  • Discretionary spending stays modest.

This salary supports a entry-level lifestyle in Portugal, with a balanced mix of spending power and savings potential.

Tax pressure score
37/100
Moderate pressure
Savings potential
50 € – 119 € / month
Estimated monthly savings range after typical living costs.
Where your money goes

You keep 79% of every paycheck

Most of your salary stays with you. Government takes 21%.

Moderate pressure
79%You keep
11%Social
Take home11 885 €
Income tax1465 €
Social contrib.1650 €

Global context — Portugal sits in the middle globally — comparable to the UK or Spain at this salary band.

Progression

Salary ladder in Portugal

See how take-home pay, tax pressure, and lifestyle shift as income climbs.

Global comparison

Where would this salary feel best?

Same nominal pay, very different lives. Tap a country to see how it really lands.

🇵🇱
Stretches furthest
Money likely feels best in Poland
🇳🇱
Feels tightest
Same pay stretches least in Netherlands

Comparison signals are directional, based on rough cost-of-living indices and the same nominal gross applied to each country's tax system — not FX-converted purchasing power.

Nearby

Nearby salaries in Portugal

Breakdown

Where your money goes

Gross / year
15 000 €
Net / year
11 885 €
Income tax
1465 €
Social contributions
1650 €
Net / month
990 €
Effective tax rate
20.8%
🇵🇹

How tax works in Portugal

Europe · EUR

Portugal uses a steep nine-bracket IRS income tax peaking at 48%, plus a flat 11% Segurança Social contribution. The Non-Habitual Resident (NHR) regime, now closing, offered a flat 20% on certain professions for ten years — a major draw for tech and remote workers.

Top marginal rate
48%
Personal allowance
4462 €
Segurança Social
11.0%

On a gross of 15 000 € per year, expect roughly 11 885 € net — about 79% of gross lands in your bank account.

Take this further

Explore what 15 000 € really means

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What this means in practice

In Portugal, 15 000 €/year is below the national median — about 17% below the median. After ~21% in income tax and social contributions, take-home is around 990 €/month (11 885 €/year). Living costs in Lisbon run noticeably higher than the national average, so the same paycheck stretches further in smaller cities.

  • Below national median
  • Tight for single person
  • Tight for family of 4
  • Moderate housing pressure
  • Limited savings room

Common questions

Last updated: 2026. IRS + 11% Segurança Social (simplified).