15.000 € Salary After Tax in Spain

In Spain, a gross of 15.000 €/year translates to roughly 5,88 € per hour at a 40-hour week, or about 1020 € hitting the bank each month. The combined income-tax + social burden lands around 18.4%.

Take-home pay
12.237 €/ year
1020 € / month · 5,88 € / hour
Net 81.6%Income tax 12.0%Social 6.5%
Gross / year
15.000 €
Income tax
1796 €
Social contrib.
968 €
Effective rate
18.4%
Marginal rate
19%
Net / month
1020 €

IRPF state+regional estimate + 6.45% Seguridad Social.

Where your money goes

Gross / year
15.000 €
Net / year
12.237 €
Income tax
1796 €
Social contributions
968 €
Net / month
1020 €
Effective tax rate
18.4%
🇪🇸

How tax works in Spain

Europe · EUR

Spain combines a national IRPF income tax with a regional tranche — Madrid taxes lighter than Catalonia, sometimes by 4–5 points. The flat 6.45% Seguridad Social is split between common contingencies, unemployment, and training. The Beckham Law lets new residents tax foreign income at 24% flat for six years.

Top marginal rate
47%
Personal allowance
5550 €
Seguridad Social
6.5%

On a gross of 15.000 € per year, expect roughly 12.237 € net — about 82% of gross lands in your bank account.

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The same salary in other countries

Numerical comparison only — purchasing power and cost of living vary widely.

CountryNet / yearEffective
🇪🇸 Spain12.237 €18.4%
🇬🇧 United Kingdom£13,31411.2%
🇩🇪 Germany11.389 €24.1%
🇫🇷 France11 292 €24.7%
🇳🇱 Netherlands€ 5.33064.5%
🇮🇹 Italy10.127 €32.5%
🇵🇱 Poland12 944 zł13.7%
🇵🇹 Portugal11 885 €20.8%

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Last updated: 2026. IRPF state+regional estimate + 6.45% Seguridad Social.