Both Canada and United States sit in North America, but their tax structures take different paths. On a $90,000 gross, the effective tax burden in United States is roughly 1.5% higher than in Canada — driven by differences in CPP vs FICA, bracket structure, and personal allowance.
Same nominal gross applied to both tax systems. Currencies aren't FX-converted — compare structures, not purchasing power.
Canada layers federal income tax on top of provincial income tax — Quebec, Ontario, BC, and Alberta all differ significantly. This estimate covers only the federal portion plus CPP (Canada Pension Plan) and EI (Employment Insurance), capped at the yearly maximum pensionable earnings. Add 10–25% provincial tax for a complete picture.
The US uses a seven-bracket federal income tax on top of a 7.65% FICA payroll tax (Social Security + Medicare). State income taxes — ranging from 0% in places like Texas and Florida to over 13% in California — are not included in this estimate. Most workers also see additional deductions for 401(k), health insurance, and HSA contributions.
Pre-calculated breakdowns at common pay levels in Canada — open either side for the full page.
Last updated: 2026. Estimates only — see the disclaimer above.